Zoho Books

Streamline invoicing, expense tracking, bank reconciliation, inventory management, and financial reporting.

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  • Overview
  • Features
  • Pricing
  • Pros
  • Cons
  • Reviews

Zoho Books Overview

  • Updated December 18, 2025

Zoho Books is a cloud-based accounting software designed for small and medium-sized businesses. It simplifies financial management with features like invoicing, expense tracking, bank reconciliation, inventory management, and tax compliance. The platform offers automated workflows, customizable reports, and real-time insights to streamline operations.

With multi-currency support and integrations with other Zoho apps, it helps businesses manage finances efficiently, ensuring accuracy and compliance with minimal effort.

Key Features

  • Invoicing: Create and send professional, customizable invoices with automated recurring invoices, payment reminders, and online payment options to streamline accounts receivable and improve cash flow.
    Expense Tracking: Record and categorize expenses, capture receipts via mobile, and automate expense entries to monitor spending and manage accounts payable efficiently.
    Bank Reconciliation: Automatically import bank feeds, match transactions, and reconcile accounts with real-time updates to ensure accurate financial records.
    Inventory Management: Track stock levels, manage warehouses, and automate inventory updates integrated with sales and purchase orders, ideal for businesses with physical goods. (Available in higher-tier plans)
    Financial Reporting: Access over 70 customizable reports, including profit and loss, balance sheets, and cash flow statements, with scheduling and sharing options for data-driven decisions.
    Multi-Currency Support: Handle international transactions with automatic exchange rate updates and multilingual invoicing to support global business operations.
    Tax Compliance: Automate sales tax calculations, generate 1099s, and integrate with tools like Avalara AvaTax to simplify tax filing and ensure compliance.
    Client Portal: Enable clients to view invoices, estimates, and payment statuses, rate services, and communicate securely, enhancing transparency and collaboration.
    Automation: Set up workflows to automate tasks like invoice creation, payment reminders, and transaction approvals, reducing manual work and errors.
    Mobile Access: Manage accounting tasks on iOS/Android apps, including invoicing, expense tracking, and real-time reporting, for on-the-go financial control.
    Project Management: Track project time, expenses, and profitability, with timesheet integration to bill clients accurately for project-based work. (Available in higher-tier plans)
    Security and Compliance: Ensure data protection with encryption, multi-factor authentication, GDPR, HIPAA, and SOC compliance, plus tamper-proof audit trails for accountability.
    Integrations: Connect with over 1,000 apps via Zapier, including payment gateways (Stripe, PayPal), e-commerce platforms (Shopify), and Zoho’s suite for seamless workflows.
    Multi-User Collaboration: Assign roles (Admin, Staff, or custom) to team members and accountants for secure access and efficient teamwork across the platform.
    Document Management: Store and autoscan documents like receipts to extract data and create transactions, streamlining record-keeping within the platform.

Price

Plan Name Regular Price Discounted Price Key Features
Free $0 $0 Invoices, quotes, expenses & journals, sales receipts, mileage tracking.
Standard $12/mo $10/mo Everything in Free + progress invoicing, bank feeds, divisional reports.
Professional $24/mo $20/mo Everything in Standard + vendor bills & payments, track sales & purchase orders, inventory management.
Premium $36/mo $30/mo Everything in Professional + fixed asset management, budgets, cashflow forecasting, advanced automation.
Elite $129/mo $100/mo Everything in Premium + dashboard customization, advanced inventory (warehouses, batch/serial tracking).
Ultimate $249/mo $200/mo Everything in Elite + advanced analytics, 50+ prebuilt data visualizations, KPI tracking.

Check Pricing details: https://www.zoho.com/books/pricing/

Pros

Competitor Pros of Zoho Books
QuickBooks Zoho Books costs less yet still delivers strong automation and an easy interface. It integrates smoothly with other Zoho tools.
Xero Zoho Books offers a friendly interface and clear navigation that some users find simpler to learn. It also ties in well with Zoho apps.
FreshBooks Zoho Books manages more than just invoices and time-tracking. It includes inventory, expenses, and reports—all at fair pricing.
Wave Zoho Books gives more advanced tools even at low cost. It has richer features beyond basic bookkeeping.
Odoo Zoho Books has a cleaner setup and is easier to start with. It offers strong out-of-the-box accounting and integrates into Zoho’s ecosystem.

Cons

Competitor Cons of Zoho Books
QuickBooks Zoho Books lacks built‑in payroll and deeper inventory tracking by default, which QuickBooks handles within its platform.
Xero Zoho Books has fewer third‑party integrations and limits on users or workflows in lower tiers. Xero lets many users use it in all plans.
FreshBooks Zoho Books does not deliver as strong time‑tracking, and freelancers may find FreshBooks’ client and time features more focused.
Wave Wave offers a truly free tier with no revenue caps, while Zoho’s free plan limits annual usage.
Odoo Zoho Books is less customizable for niche needs. Odoo’s open‑source flexibility and multiple business apps may suit more complex setups.

Verified Customer Reviews

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