Home » Business Accounting Software » VT Cashbook
VT Cash Book is a free, user-friendly accounting software designed for unincorporated businesses using cash basis accounting. It simplifies recording daily cash transactions, including bank receipts and payments, and features a bank reconciliation function.
With a double-entry system, it ensures accurate bookkeeping and generates basic financial reports. Ideal for small businesses, it supports fast data entry and can integrate with VT Transaction+ for enhanced functionality.
| Plan / Product | Price / Cost | Notes |
|---|---|---|
| VT Cash Book (basic version) | Free | Core cash-basis bookkeeping — unlimited cash flow entries and basic accounting features. |
| VAT / MTD & advanced features (via license) — VT Transaction+ | £85 + VAT / year per user | Required if you need VAT-return / Making-Tax-Digital (MTD) features. |
| More advanced package — full bookkeeping suite (sales, purchases, ledgers, VAT, etc.) | £165 + VAT / year per user (additional users £85 + VAT/yr) | For businesses needing full double-entry bookkeeping and more features than the free Cash Book. |
| Competitor | Pros of VT Software |
|---|---|
| QuickBooks | VT Software is a one-time, desktop-based solution. It offers simple navigation that feels familiar to Windows users and avoids monthly fees. Users praise its speed in data entry and a straightforward, no-nonsense interface that many still prefer after trying cloud tools. |
| Xero | VT gives you a lightweight, fast application that works fully offline. It avoids the complexity that sometimes comes with cloud platforms. Some accountants say VT handles basic bookkeeping just as efficiently. |
| Zoho Books | VT keeps things focused on core bookkeeping and accounts without the extra modules Zoho stacks on. That keeps it easier to learn and operate for those who only need the essentials. |
| Sage Business Cloud | VT stays entirely on your desktop and avoids the multi-tier pricing structure. It keeps bookkeeping predictable and direct, with no unexpected changes in how you pay or how features are pushed at you. |
| FreshBooks | VT Software trades breadth for focus. Its simplicity wins when you don’t need full workflows, invoicing tools, or project features—just clean, clear bookkeeping. |
| Competitor | Cons of VT Software |
|---|---|
| QuickBooks | VT lacks cloud access and mobile apps. You miss out on real-time syncing and remote access that QuickBooks offers. You also don’t get the AI tools or integrations with apps like PayPal or Stripe. |
| Xero | VT falls short on integrations with bank feeds, third-party apps, multi-user workflows, and collaboration tools. Xero’s dashboards and automated features simply aren’t available. |
| Zoho Books | VT doesn’t include automation features, project tracking, inventory, or CRM that Zoho delivers. It also lacks a free plan or scalable tiers for growth. |
| Sage Business Cloud | VT misses cloud benefits like real-time updates and comprehensive support channels this platform offers, such as live chat, email, phone, and community forums. |
| FreshBooks | VT doesn’t cater to freelancers or project-focused businesses. It has no invoicing templates, time tracking, or client portals. It’s too basic for anyone needing client-facing tools. |
