LoanStreet

LoanStreet

Streamline loan participations, management, portfolio analysis, and investor reporting for lenders.

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  • Overview
  • Features
  • Pricing
  • Pros
  • Cons
  • Reviews

LoanStreet Overview

  • Updated August 14, 2025

LoanStreet is an integrated online platform designed for financial institutions to streamline loan participations, trading, and portfolio management. It automates and standardizes processes from origination to maturity, enhancing transparency with real-time monitoring and performance tracking.

Supporting complex loan types like commercial real estate and revolving credit, LoanStreet serves over 1,300 lenders, improving efficiency and scalability while offering intuitive tools for investor reporting and portfolio analysis.

Key Features

  • Loan Origination and Trading Platform: Simplified origination and trading of loan participations through a network of over 1,300 banks and financial institutions enable efficient deal execution and portfolio diversification.
  • Automated Workflows: Streamlined complex loan servicing processes with automated workflows reduce manual tasks like data entry and document management, minimizing errors and operational costs.
  • Real-Time Portfolio Monitoring: Real-time insights into loan portfolio performance allow lenders to track key metrics, assess risks, and make data-driven decisions to optimize portfolios.
  • Centralized Data Management: Consolidated loan attributes, servicing details, and covenant documents in a secure platform eliminate re-keying and improve data accessibility for all parties.
  • Commercial Loan Servicing (CLS): Tools for management of bilateral and club-deal commercial loan portfolios, with robust communication features, enhance collaboration among borrowers, agents, and investors.
  • Investor Reporting Tools: Standardized, transparent reports for investors, with clear, permission-based access to loan data and performance metrics, simplify compliance and communication.
  • Compliance and Security Features: Robust encryption and permission-based access ensure data security and regulatory compliance, helping lenders adhere to industry standards and reduce risks.
  • Scalable Infrastructure: Designed scalability for various loan types (e.g., commercial real estate, revolving credit) supports business growth without additional headcount, suitable for institutions of all sizes.

Price

LoanStreet employs a fixed, flat fee structure for loan participation sales. Additionally, there are optional premium services that institutions can choose to leverage. These premium services may include transaction servicing fees, reporting costs, and advanced analytics services. For precise pricing tailored to an institution’s needs, it’s recommended to contact LoanStreet’s sales team directly.

Pros

Competitor

Pros of LoanStreet
LendKey (ALIRO) LoanStreet offers an end-to-end stack—Marketplace, Servicing, Reporting, and Analytics—in one platform, which can reduce vendor sprawl compared with ALIRO’s primary focus on a loan trading marketplace for whole and participation sales. LoanStreet also publicly cites a large, multi-region network (1,300+ banks, credit unions, and alt lenders across the U.S., Canada, and Europe) and advertises that joining the platform is free, useful for institutions wanting to “try before they buy.”
Jack Henry – Loan Marketplace / Loan Trading & Participations If you’re not already in the Jack Henry core ecosystem, LoanStreet’s vendor-agnostic marketplace plus built-in servicing/reporting can be simpler to adopt than tying loan trading to a broader JH stack. LoanStreet’s focus on participations with integrated investor reporting/analytics can shorten time to value versus stitching together multiple JH modules.
FIS SyndTrak (Commercial Lending Suite) For community/regional institutions that don’t need Wall-Street-grade syndicated-loan tooling, LoanStreet’s specialized participation marketplace and servicing may be lighter-weight to stand up and operate than enterprise syndication software. LoanStreet’s one-stop marketplace + admin can also streamline private “club” deals with recurring reporting.
BankLabs “Participate” (BHB/BankLabs) Both target automation of participations, but LoanStreet pairs trading with robust portfolio analytics and standardized investor reporting out of the box, reducing the need for additional BI tools. Its broad network across credit unions and banks can also expand counterparties beyond a bank-centric marketplace.
ALM First – Loan Transaction Network (LTN) Versus ALM First’s transaction network (free to register), LoanStreet adds lifecycle servicing and detailed analytics on pool/loan performance, so buyers and sellers can manage cashflows and investor reporting in the same system used to source deals. That tighter loop can reduce operational overhead for frequent participants.
Inclusiv – Loan Participation Marketplace (CDFI/CU focus) Inclusiv’s marketplace is mission-focused; however, institutions seeking a larger, mixed network (banks + CUs + alt lenders) and built-in servicing/analytics may find LoanStreet more comprehensive for ongoing program management beyond sourcing.

Cons

Competitor

Cons of LoanStreet
LendKey (ALIRO) ALIRO has deep credit-union DNA and long-running volume in CU loan participations/whole-loan sales; if your strategy is CU-heavy or forward-flow consumer assets, ALIRO’s network and workflows may be a tighter fit. Public, third-party reviews for LoanStreet are limited (3 reviews on G2), so buyer references may be required. Pricing for LoanStreet isn’t disclosed on review sites.
Jack Henry – Loan Marketplace / Loan Trading & Participations If you already run Jack Henry cores/lending, JH’s native marketplace can integrate more directly with your existing systems and internal data flows. That tighter integration could lower change-management effort versus adding LoanStreet as a separate vendor.
FIS SyndTrak (Commercial Lending Suite) Large corporate or agented syndicated loans often require dealer/arranger features (bookrunning, allocations, amendments) where FIS SyndTrak is purpose-built. Institutions that frequently act in agent roles or need front-to-back syndication tools may outgrow LoanStreet’s participation focus.
BankLabs “Participate” (BHB/BankLabs) Participate emphasizes automated workflows and SOC 2-oriented controls in its collateral; if an FI prioritizes workflow automation above analytics/reporting depth, BankLabs may be perceived as simpler. LoanStreet’s public pricing is not listed, so some buyers prefer platforms that publish more commercial detail up front.
ALM First – Loan Transaction Network (LTN) Registration to ALM First’s marketplace is advertised as free, which can be attractive for occasional buyers/sellers. If you mainly want discovery/market color rather than full servicing/reporting features, LTN can be a lower-commitment entry point versus adopting LoanStreet’s fuller stack.
Inclusiv – Loan Participation Marketplace (CDFI/CU focus) For CDFI-designated or low-income credit unions participating in Inclusiv programs, the aligned mission support and advisory services can outweigh the benefit of LoanStreet’s broader network. If your policy goal is community development lending, Inclusiv’s wraparound support is a differentiator.

Customers' Reviews From Reliable Websites

Glassdoor Review
G2 Review
Featured Customers Review
Capterra Review
ITviec Review