- Free federal filing: Users can file federal tax returns for free with no restrictions on supported forms or schedules.
- Affordable state returns: Each state return is available at a low flat fee, which keeps overall costs predictable.
- Comprehensive form support: The platform covers Form 1040 and all standard schedules, which makes it suitable for simple or complex tax situations.
- Accuracy guarantee: OLT provides a 100% accuracy guarantee, which gives users confidence in the correctness of their returns.
- Prior-year data import: Users can import tax data from previous years, which saves time and reduces errors.
- Amended returns included: Federal amended returns are free, which helps users correct mistakes without extra cost.
- Customer support options: The Premium Edition includes live chat, phone support, and priority audit assistance, which ensures faster help when needed.
- Secure e-filing: The platform uses encryption and security measures that protect sensitive financial information during filing.
- Year-over-year comparison: The Premium Edition allows users to compare returns from different years, which helps track changes in income and deductions.
- Extended account access: Premium users get long-term access to their tax records online, which makes future reference easier.
OLT Online Taxes
OLT Online Taxes is used for filing and managing personal and business taxes.
Updated February 27, 2026
OLT Online Taxes Overview
OLT Online Taxes is an affordable tax preparation software designed for both individuals and businesses. It offers step-by-step guidance that helps users complete and file their federal and state tax returns online with ease.
The platform supports a wide range of tax forms, provides accuracy checks, and ensures secure e-filing. It is particularly valued for its low cost, straightforward navigation, and reliable customer support.
Key Features
Pricing
| Plan / Edition | Pricing | Key Inclusions |
|---|---|---|
| Free Edition | Federal: FreeState: $9.95 per state | – Includes 1040 and all supporting schedules/forms- Free e-file and printing- Email support- Free amended returns- Prior-year data import (back to 2015) and account access- 100% accuracy guarantee |
| Premium Edition | Federal: $7.95State: $7.95 per state | – All Free Edition benefits plus: – Live customer service (chat & phone) – Priority email support – Priority audit assistance – Year-over-year comparison – Extended online account access (as long as feature remains) |
Pricing link: https://www.olt.com/main/home/compareproducts.php
Pros
| Competitor | Pros of OLT Online Taxes |
|---|---|
| TurboTax | OLT Online Taxes is far more affordable than TurboTax. Federal returns can be filed for free, and state returns cost a flat fee, while TurboTax often charges higher prices, especially for more complex returns. OLT also covers all forms in its Free Edition, while TurboTax restricts many advanced forms to its paid tiers. |
| H&R Block | Compared to H&R Block, OLT is significantly less expensive. H&R Block charges more for both federal and state filings, especially when live assistance is included. OLT’s simple pricing and included features, such as free amended returns and prior-year data import, make it more budget-friendly for individuals and small businesses. |
| TaxAct | OLT generally beats TaxAct on pricing for both federal and state returns. It also offers free amended returns, which TaxAct charges for. The platform has a straightforward structure with no hidden fees, which appeals to users who prefer clarity. |
| FreeTaxUSA | While both are low-cost, OLT has the advantage of free amended returns, whereas FreeTaxUSA charges extra for this service. OLT also allows year-over-year comparison in its Premium Edition, which helps users track financial changes more easily than with FreeTaxUSA. |
Cons
| Competitor | Cons of OLT Online Taxes |
|---|---|
| TurboTax | OLT does not match TurboTax in customer experience and guidance. TurboTax offers a highly polished interface with more step-by-step help and detailed explanations, which reduces errors for users who are not tax-savvy. OLT feels simpler, but also less user-friendly for beginners. |
| H&R Block | OLT lacks the strong in-person support network that H&R Block provides. H&R Block users can visit local offices and meet with tax professionals, while OLT only offers online assistance. This makes OLT less suitable for people who prefer face-to-face help. |
| TaxAct | TaxAct provides more integrations and tools for businesses than OLT. Features such as expanded reporting and tax calculators are stronger in TaxAct, while OLT focuses mainly on affordability and essential functions. |
| FreeTaxUSA | FreeTaxUSA often receives better customer reviews for usability and design. OLT has a more basic layout that may feel outdated compared to FreeTaxUSA’s cleaner interface. FreeTaxUSA also offers a Deluxe upgrade with audit assistance, while OLT’s audit support is available only in its Premium Edition. |
Reviews
- Trustpilot Review (Rating: 3/5): Long‑time filers call OLT Online Taxes “very easy to use, thorough, accurate and inexpensive,” highlighting that the federal return is always free and state filing costs either nothing or $9.95 upfront with no surprise fees. One reviewer praised direct help from the “top administrator” who resolved unusual tax status issues and said OLT Online Taxes felt simpler than TurboTax. Others reported the opposite experience, describing it as “absolutely terrible,” confusing after 1.5 hours with no clear end in sight, and one even labeled it a “SCAM website” that never files returns.
- bbb.org Review: Several customers said they used OLT Online Taxes for three years and felt “very pleased with the results,” noting that a submitted support ticket fixed a technical glitch quickly. Another reviewer strongly criticized the paid premium version, saying the live chat was “all but impossible to find” and that most customer service links redirected to a generic request form instead of real-time help.
