- Flat filing model: One standard fee covers federal and state filing for supported forms.
- Guided preparation: The interview walks users through supported income, deduction and credit forms.
- Error checks and e-file: Review the return for common issues before electronic filing.
- Return access: Filed returns remain available in the user’s account.
- Optional services: E-collect and Audit Assistance are available separately.
1040.com
Used to prepare, file, and manage federal and state taxes.
Updated August 2, 2026
1040.com Overview
1040.com is an online tax-preparation service for filing supported federal and state returns. Its interview guides users through available forms, checks the return for common issues and supports electronic filing. Optional payment-from-refund and audit-assistance services are priced separately.
Key Features
Pricing
| Plan | Price | Billing and scope |
|---|
Trial status could not be verified from the supplied official pages.
Pricing source: 1040.com pricing
Pros
| Competitor | Pros of 1040.com |
|---|---|
| FreeTaxUSA | Its built-in live chat support during the tax season is also a strong advantage over FreeTaxUSA’s limited support channels. |
Cons
| Competitor | Cons of 1040.com |
|---|---|
| TurboTax | TurboTax has stronger brand recognition and broader customer support options, including phone and professional assistance. It also offers more advanced tools for complex tax situations, which makes it a better choice for people with investments or businesses. |
| H&R Block | This personal help can be reassuring to people who want face-to-face guidance and professional review options. |
| TaxAct | TaxAct often supports more advanced features for business owners and people with unique tax needs. |
Reviews
- Trustpilot Review (Rating: 4.6/5 retained; current profile 4.5/5 from 39,583 reviews): The 0.1 drift is below the update threshold. The large current pool is strongly positive on ease of use and guidance, while some users report confusing fields, unexpected fees or filing glitches.
- Reddit r/tax: The correctly keyed archived thread contains both positive and negative experiences: clear filing and quick support for some users, but Free File access/fee confusion, state-form issues and difficult form entry for others. Historical dollar amounts are not reused as current pricing.
