- Invoice Creation and Customization: Create professional invoices with customizable templates, logos, fonts, and colors to reflect your brand.
- Estimate Creation and Conversion: Generate and send estimates, easily convertible to invoices upon client approval.
- Expense Tracking: Record, categorize, and archive expenses, simplifying budgeting and tax preparation.
- Time Tracking: Track billable hours accurately with a built-in timer, ideal for freelancers billing by time (premium plans only).
- Client Management: Organize client information, including contact details, currency, language, and communication history, for efficient invoicing and interaction.
- Travel Expense Tracking: Log mileage and travel expenses, automatically calculate costs, and add them to invoices or track for reimbursement.
- Financial Reporting: Access reports on income, expenses, and profit/loss to monitor financial performance and make informed decisions.
- Multi-Currency Support: Invoice in multiple currencies with automatic exchange rate conversions, ideal for international clients.
- Online Payment Integration: Link with PayPal, Stripe, or Square to receive payments directly through invoices, streamlining cash flow.
- Automated Recurring Invoicing: Set up recurring invoices for regular clients, reducing manual work and ensuring timely billing.
- Invoice Status Tracking: Monitor invoice statuses (sent, viewed, paid) and send reminders or account statements to manage payments.
- Bank Reconciliation: Add cash inflows and outflows to a calendar for quick and easy bank reconciliation at month’s end.
- Data Security: Store accounting data securely in the cloud with robust protection measures for user information.
- Multilingual Invoicing: Send invoices in English or French, with language assignment per client for seamless communication.
Momenteo
Momenteo helps freelancers manage clients, invoices, expenses, and track financial health effortlessly.
Updated July 29, 2026
Momenteo Overview
Momenteo is a cloud-based accounting software designed for freelancers and small businesses. It simplifies financial tasks with features like automated invoicing, expense tracking, time management, and client management.
With a user-friendly interface, it supports multi-currency transactions and integrates with payment platforms like PayPal, Stripe, and Square. Momenteo offers customizable invoices and financial reporting, helping users streamline operations and maintain a clear overview of their financial health.
Key Features
Pricing
| Plan Name | Price (per month, billed annually) | Active Clients (per fiscal year) | Features Included |
|---|---|---|---|
| Free | $0 | 2 active clients | Core features: invoices, quotes, clients, calendar, travels, estimates, reports, expenses; offline payments; invoices show “Powered by Momenteo” footer; support. |
| Start | $8.00 | 5 active clients | Everything in Free, plus: online payments (Stripe, PayPal, Square), accountant access, down payment requests. |
| Explore | $11.45 | 10 active clients | Everything in Start, plus: payment reminders, time tracking, payment schedules, remove Momenteo footer. |
| Plus | $14.90 | Unlimited active clients | All features in Explore, plus: unlimited clients. |
Prices in USD. Monthly billing costs more: Start $9, Explore $13, Plus $20 per month.
Pricing source: https://www.momenteo.com/pricing
Pros
| Competitor | Pros of Momenteo |
|---|---|
| QuickBooks Online | Momenteo’s paid plans are US$8.00 for Start, US$11.45 for Explore and US$14.90 for Plus per month billed annually, against QuickBooks Online’s $38 Simple Start and $75 Essentials. The Free plan costs nothing, needs no card to open and covers two active clients a fiscal year with invoices, quotes, estimates, expenses and reports. Mileage and travel logging are part of the product rather than an add on, which suits freelancers who bill for getting there. |
| FreshBooks | FreshBooks Lite is $23 a month and caps billable clients at five; Momenteo’s Start plan reaches the same five active clients for US$8.00 a month billed annually. Explore at US$11.45 lifts that to ten clients and adds time tracking, automatic payment reminders and instalment payment schedules. The calendar based workspace is the interface, so a week’s invoices, expenses and travel sit in one view. |
| Wave Accounting | Wave’s free Starter plan charges 2.9% + $0.60 per card transaction and $11 a month for receipt scanning; Momenteo’s free tier includes quotes, expenses, travel and reports at $0 and then US$8.00 adds online payments through Stripe, PayPal or Square. Accountant access, where an accountant sees live reports, also arrives at that US$8.00 tier. Multi currency invoicing with automatic conversion is built in for freelancers billing abroad. |
| Zoho Invoice | Zoho Invoice costs nothing but stays an invoicing tool inside the wider Zoho family; Momenteo pairs invoicing with expenses, travel, estimates and reports in one workspace. Its US$11.45 Explore plan removes the “Powered by Momenteo” footer and adds deposit requests, payment schedules and reminders. Support is handled by the team itself rather than outsourced, and cancellation is done from inside the app. |
| Invoicera | Invoicera now prices per organisation with allowances rather than per freelancer: its entry plan covers one legal entity, 3,000 invoices a year and five users, with extras like a five user pack at $20 a month, 100 additional clients at $10 and priority support at $50. Momenteo’s ladder is US$8.00 to US$14.90 a month with active client counts of five, ten and unlimited, and the Free plan means no trial clock. Yearly billing saves 20% against monthly rates of $9, $13 and $20. |
Cons
| Competitor | Cons of Momenteo |
|---|---|
| QuickBooks Online | Momenteo’s own feature list stops at invoices, quotes, clients, calendar, travel, estimates, expenses, reports and time tracking, with online payments limited to Stripe, PayPal and Square. QuickBooks Online imports bank transactions and connects to a large app ecosystem from $38 Simple Start upwards, which is a different class of automation. Momenteo’s own tiers differ mainly by the number of active clients, so there is no bigger plan to buy for heavier automation. |
| FreshBooks | The Free plan bills only two active clients a fiscal year and Start only five, so a freelancer with a dozen regulars needs Explore at US$11.45 or Plus at US$14.90 for unlimited clients. FreshBooks Lite allows five billable clients at $23 a month but ships mobile apps, and Momenteo has no dedicated mobile app at all. Receipts and expenses have to be entered in the browser. |
| Wave Accounting | Wave’s Starter plan is $0 with no client cap and unlimited invoices, and it sells payroll from $25 a month; Momenteo’s plans cover invoicing and expense records only, with no payroll. Its free tier also puts a “Powered by Momenteo” footer on invoices and quotes, and paid online payments start at US$8.00. Full double entry accounting is not what this tool sets out to do. |
| Zoho Invoice | Zoho Invoice is $0 with no client limit and comes with free email and phone support 24/5; Momenteo asks US$8.00 a month before online payments and accountant access unlock. The footer stays on invoices until the US$11.45 Explore tier. For someone who only needs to send invoices, the free competitor is hard to beat. |
| Invoicera | Invoicera handles multiple legal entities, thousands of invoices a year and reconciliation workflows, with priority support available at $50 a month; Momenteo is built around one freelancer’s books. Card payments are limited to Stripe, PayPal and Square, so a preferred gateway may not be there. Momenteo also bills the full term up front on a one month or twelve month commitment. |
Reviews
- G2 Review (Rating: 4.4/5): A small pool of 13 G2 reviews averages 4.4 out of 5. One reviewer led with the design, saying “The First Thing that catches your eyes is the Impressive User Interface.” Another was less sold, writing “Its subscription is also expensive for smaller firms.”
- Capterra Review (Rating: 4.6/5): Capterra carries 36 reviews, most of them in French from Quebec users. A five star reviewer cited “Facilité à suivre les dépenses et la facturation” (ease of tracking expenses and invoicing), while a professional accountant rated it 3 out of 5 and wrote that “Nous ne pouvons pas faire de note de crédit” — the software cannot issue credit notes.
