Business Accounting Software
Wave is a cloud-based accounting software designed for small businesses, freelancers, and entrepreneurs. It offers tools for invoicing, expense tracking, financial reporting, and payroll management. With an intuitive interface, Wave simplifies bookkeeping tasks, automates payment...
| Plan / Service | US Price (Monthly) | US Price (Annual) | Canada Price (Monthly) | Canada Price (Annual) | Key Features / Notes |
|---|---|---|---|---|---|
| Starter Plan | $0 | N/A | $0 | N/A | Free invoicing, estimates, bills, bookkeeping; mobile app invoicing; transaction fees apply (2.9% + $0.60 / Amex 3.4% + $0.60). |
| Pro Plan | $19 (promo $13.30 for 3 mo) | $190/year (~$15.83/mo) | CA$25 (promo CA$17.50 for 3 mo) | CA$250/year (~CA$20.83/mo) | Auto-import/merge bank transactions, unlimited receipts, expense tracking, fee waivers, automations, reminders. |
| Receipts Add-On (if not on Pro) | $8 | $72/year (~$6/mo) | CA$11 | CA$96/year (~CA$8/mo) | Digital receipt capture and expense tracking. Included in Pro plan. |
| Payroll Service | $40 base + $6/employee/contractor | N/A | CA$25 base + CA$6/employee/contractor | N/A | Direct deposit, tax forms (W-2, 1099), automatic tax filings (where supported). |
| Payment Processing | 2.9% + $0.60 (credit) / 3.4% + $0.60 (Amex) | N/A | Same in CA (in CAD) | N/A | Applies to Starter and Pro; Pro includes first 10 payments fee-waived each month. |
| Bank (ACH) Payments | 1% per transaction (min $1) | N/A | Same in CA | N/A | For invoice payments. |
| Advisory / Bookkeeping Coaching | Varies | Varies | Varies | Varies | Optional add-on service with custom pricing. |
Pricing link: https://www.waveapps.com/pricing
KashFlow is a cloud-based accounting software designed for small businesses and freelancers. It simplifies financial management with features like automated invoicing, expense tracking, VAT calculations, and payroll integration. Its user-friendly interface eliminates jargon, enabling easy...
| Plan / Tier / Option | Monthly Price (GBP, + VAT) | Annual Price (when offered) | Key Features / Notes |
|---|---|---|---|
| Starter | £9–£12.50/month | ~£90/year (Starter annual plan) | Single‑user; unlimited quotes + up to 10 invoices; limited bank reconciliation (e.g. up to ~25 bank transactions); basic bookkeeping features; suitable for sole‑traders / freelancers / small businesses. |
| Business | £15–£19/month (some sources) | ~£165/year (Business annual plan) | Multi‑user support; unlimited invoices/quotes; unlimited bank reconciliation; more bookkeeping features; VAT, multi‑currency, and other mid‑business necessities. |
| Business + Payroll | ~£21–£26/month (depending on pricing source) | N/A (monthly only pricing typically shown) | All Business features + payroll functionality for up to 5 employees; ability to manage staff payments, NI/tax calculations, and payroll‑related compliance. |
| Payroll Add‑on (if adding payroll separately) | £6.50/month + VAT (for up to 5 employees) + £1.10 per additional employee | — | Optional add‑on if you only need payroll; integrates with bookkeeping/accounting. |
Check pricing details: https://www.kashflow.com/pricing/
Brightbook is a free, cloud-based accounting software designed for freelancers, contractors, and small businesses. It simplifies bookkeeping with an intuitive interface, offering unlimited invoicing, basic expense tracking, and financial reporting. Users can create and send...
| Plan / Tier / Offer | Price / Cost | Notes |
|---|---|---|
| Core Plan | Free — US $0 | Brightbook promotes itself as a “free online accounting system” with no credit-card required. |
| Optional “Remove Branding” Add-on | Small fee (reported ~ €2.29/month / a few dollars/month) | This allows removing Brightbook’s branding from invoices. |
| Paid / Premium Plan (older / limited report) | Some external sources mention a single plan at US $16/month including “advanced features / autopay / bank feed” | This seems unofficial and may reflect outdated or third-party–described pricing rather than official Brightbook tiers. |
FreeAgent is a cloud-based accounting software designed for small businesses, freelancers, and contractors. It streamlines financial tasks with features like automated bookkeeping, invoicing, expense tracking, and tax compliance. Users can manage cash flow, create professional...
| Business Type | Monthly Plan | Annual Plan | Free Plan | Notes |
|---|---|---|---|---|
| Limited Company | £16.50/month (first 6 months, then £33/month) | £165/year (first year, then £330/year) | £0 (with NatWest, RBS, Ulster, or Mettle account) | Includes 30-day free trial, excl. 20% VAT |
| Partnership / LLP | £13.50/month (first 6 months, then £27/month) | £135/year (first year, then £270/year) | £0 (with eligible bank account) | Includes 30-day free trial, excl. 20% VAT |
| Sole Trader | £9.50/month (first 6 months, then £19/month) | £95/year (first year, then £190/year) | £0 (with eligible bank account) | Includes 30-day free trial, excl. 20% VAT |
| Landlord | £5/month (first 6 months, then £10/month) | £50/year (first year, then £100/year) | £0 (with eligible bank account) | Includes 30-day free trial, excl. 20% VAT |
Pricing link: https://www.freeagent.com/pricing/
Paychex is a comprehensive business accounting software designed to streamline payroll, human resources, tax filing, and benefits administration for small to large businesses. It automates tasks like employee payment processing, tax calculations, and compliance reporting,...
Paychex often uses custom quotes depending on business size and services needed.
| Plan / Tier (or Description) | Approximate Price / Notes |
|---|---|
| Paychex Flex Essentials (base payroll plan for small businesses) | US $39/month + US $5 per employee/month |
| Example cost — 5 employees | ≈ US $64/month |
| Example cost — 15 employees | ≈ US $114/month |
| Higher‑tier plans (e.g. Flex Select, Flex Pro, Flex Enterprise) | Pricing is quote‑based/custom and not publicly listed — you must contact Paychex for a quote. |
Reckon is a comprehensive business accounting software designed for small to medium-sized enterprises. It streamlines financial tasks, including invoicing, payroll, expense tracking, and reporting. With user-friendly features, it helps manage cash flow, tax compliance, and...
| Plan Name | Discounted Price (First 6 Months) | Regular Price | Features Included |
|---|---|---|---|
| Accounting Plus | A$5.50 / month (was A$22) | A$22 / month | Unlimited users, enter payments & expenses, GST/BAS tracking, real-time cash flow, budgets, 30+ reports, phone & chat support, invoicing & reminders, invoices companion app, accept card payments |
| Accounting Premium | A$10 / month (was A$40) | A$40 / month | Everything in Plus, plus 50+ reports and more insights for larger businesses |
Check Pricing details: https://www.reckon.com/au/accounting-software/#pricing
TurboCASH is an open-source business accounting software designed for small to medium-sized enterprises. It offers comprehensive features including general ledger management, invoicing, inventory tracking, and financial reporting. With support for multiple currencies and VAT/GST compliance,...
| Edition / Plan | Price / Fee | Details / Notes |
|---|---|---|
| TurboCASH 4 (free-version) | Free | Basic accounting, general ledger, invoicing, cash-book — suitable for small businesses or very basic bookkeeping. |
| TurboCASH 5 – Single-user / Business Class | US $60 per year (or US $6/month as monthly subscription) | Full-feature version with improved performance, updates, and support. |
| TurboCASH 5 – Multi-user License | US $200 per year (or ~ US $19/month) | Designed for small to medium businesses needing multiple users, access control, multi-company capability, network/cloud deployment. |
ClearBooks is a user-friendly, cloud-based accounting software designed for small businesses and freelancers. It simplifies financial tasks like invoicing, expense tracking, and payroll management with an intuitive interface. Offering robust tax compliance, multi-currency support, and...
| Plan Name | Price (Monthly)* | Key Features |
|---|---|---|
| Small | £7.50/mo for first 3 months (then £15/mo) | – Core accounting (invoicing, quotes, bank feeds)- Bill & receipt tracking- Dividend tool- Unlimited users- Suitable for limited companies, sole traders, landlords, partnerships, charities |
| Medium | £15.50/mo for first 3 months (then £31/mo) | Includes Small features, plus:- MTD VAT submissions- Purchase orders & approvals- CIS reporting/submissions (construction)- Unlimited budgets, budget comparison reporting |
| Large | £20.50/mo for first 3 months (then £41/mo) | Includes Medium features, plus:- Project accounting & per-project invoices- Project-based reporting vs. budgets- Multi-currency- Employee expense claims & approvals- Fixed assets module |
Microsoft Dynamics 365 is a cloud-based business application platform integrating CRM and ERP solutions. It streamlines financial management, automates accounting tasks, and enhances operational efficiency. With modules for finance, sales, customer service, and supply chain,...
| Module / Edition | Price per User / Period (USD) | Notes / What It Includes |
|---|---|---|
| Dynamics 365 Sales — Professional | US $65 / user / month (annual billing) | Basic sales‑force automation + reporting + Microsoft 365 integration. |
| Dynamics 365 Sales — Enterprise | US $105 / user / month (annual billing) | More advanced CRM features, AI‑powered insights, customization. |
| Dynamics 365 Sales — Premium | US $150 / user / month (annual billing) | Includes advanced intelligence and automation features. |
| Dynamics 365 Business Central — Essentials | US $80 / user / month (annual billing) | ERP + finance + operations features for small/medium businesses. |
| Business Central — Premium | US $110 / user / month (annual billing) (Microsoft) | Adds manufacturing/service‑management & advanced operations capabilities. |
| “Team Member” license (limited/readonly access) | US $8 / user / month (annual billing) | Access limited features — useful for users who need occasional or restricted access. |
| Dynamics 365 Finance | US $210 / user / month (annual billing) | Core financial‑management tools, automation, analytics. |
| Dynamics 365 Finance — Premium | US $300 / user / month (annual billing) | Adds higher capacity / additional modules for complex financial operations. |
| Other modules (e.g. supply chain, commerce, contact center, etc.) | Commonly in range US $210–$300 / user / month for base, depending on module & scope | For businesses needing more than CRM — full‑ERP, supply‑chain, retail, contact/service center, etc. |
Keeper is a cloud-based bookkeeping software designed for accountants and bookkeepers, integrating seamlessly with QuickBooks and Xero. It streamlines month-end closes, client communication, and task management through a custom-branded portal. Features include automated file reviews,...
| Plan Name | Price (per client/month) | Key Features |
|---|---|---|
| Standard | $8 | Includes File Review Reports, Client Portal, Management Reporting, Task Management, and Unlimited Users |
| Premium | $10 | Includes all Standard features, plus Custom-branded Client Portal, Integrated Email, Time Tracking, Integrated Text Messaging, and Direct Vendor W-9 Requests |
| Enterprise | Contact Sales (Custom Pricing) | Includes all Premium features, plus Agreed-upon pricing, Dedicated Customer Success Manager, and Advanced User Permissions |
Pricing link: https://keeper.app/pricing-plans/
Momenteo is a cloud-based accounting software designed for freelancers and small businesses. It simplifies financial tasks with features like automated invoicing, expense tracking, time management, and client management. With a user-friendly interface, it supports multi-currency...
| Plan Name | Price (per month, billed annually) | Active Clients (per fiscal year) | Features Included |
|---|---|---|---|
| Free | $0 | 2 active clients | Core features: invoices, quotes, clients, calendar, travels, estimates, reports, expenses; offline payments; invoices show “Powered by Momenteo” footer; support. |
| Start | $8.00 | 5 active clients | Everything in Free, plus: online payments, accountant access. |
| Explore | $11.45 | 10 active clients | Everything in Start, plus: payment reminders, time tracking, remove Momenteo footer. |
| Plus | $14.90 | Unlimited active clients | All features in Explore, plus: unlimited clients. |
Check pricing details: https://www.momenteo.com/pricing
Business Finance Assistant, offered by Lloyds Bank and Bank of Scotland, is a cloud-based accounting software designed for small businesses. It simplifies financial management by enabling users to track income and expenses, create and send...
| Item / Plan / Condition | Price / Cost (or Cost Condition) | Notes |
|---|---|---|
| Business Finance Assistant (accounting software) | Free | Free for customers who hold a Lloyds Bank business account and are registered for “Online for Business” or “Commercial Banking Online.” |
| Eligibility to get free software | Must have a Lloyds Bank business account | Only UK-based business account holders qualify. |
| Business Account fee (after promo period) | £8.50 / month | The basic Lloyds Business Account used to access the software has no monthly fee for first 12 months; after that fee applies. |
| Bank account-related transaction fees | Variable (depends on operations) | Fees may apply for cash deposits, over-counter deposits/withdrawals, some payment types, depending on usage. |
Patriot Software offers affordable online accounting and payroll solutions tailored for small businesses. Key products include accounting software for invoicing, expense tracking, and financial reports starting at $20/month, and payroll software for unlimited runs, tax...
| Plan Name | Base Price After Promo | Per Worker Fee | Key Features |
|---|---|---|---|
| Basic Payroll | $8.50/mo | +$2 per worker | Free direct deposit & employee portal; Unlimited payroll runs; Contractor payments; 401(k) & workers’ comp integration; Payroll reports. |
| Full Service Payroll | $18.50/mo | +$2.50 per worker | All Basic features, plus automatic Federal, State, Local tax filings & deposits; Year-end tax filing; Tax filing reliability guarantee. |
Check pricing details: https://www.patriotsoftware.com/pricing/
TrulySmall Accounting is a cloud-based software designed for small businesses, offering tools to streamline financial tasks. It automates bookkeeping, tracks expenses, manages invoices, and generates real-time financial reports. With features like bank reconciliation, tax compliance,...
| Plan / Edition | Price / Fee | What’s Included / Notes |
|---|---|---|
| Base plan (monthly billing) | $20.00 / month | Full accounting features: invoicing, expense tracking, income/expense ledger, double-entry bookkeeping, sales-tax tracking, reporting. |
| Base plan (annual billing) | $216.00 / year (equivalent to $18/month) | Same full feature set as monthly plan; advertised savings vs monthly. |
| Invoice-only plan (for simple invoicing) | $8.99 / month | Basic invoicing: send invoices/estimates, accept payments, basic invoice management. |
| Expense-only plan (expense tracking) | US $8.99 / month | Track expenses, import receipts, separate personal/business funds, basic expense-tracking tools. |
| Free trial | 14-day free trial (for Expense and Accounting plans) | Allows testing full features before committing. |
OneUp is a cloud-based, all-in-one business management software designed for small businesses. It streamlines accounting, invoicing, inventory, and CRM tasks with powerful automation, syncing with bank accounts to eliminate 95% of manual bookkeeping. Features include...
oneup.com does not show fixed plan‑tiers or pricing details. Instead, the site offers a “Contact Us” / “Request Demo” flow for businesses — suggesting pricing may be custom or negotiated based on the size of the business or usage.
Here are the estimated prices:
| Plan / Tier (as reported) | Price approx. / month (USD) |
|---|---|
| Single user / small business | US $9 / month |
| Next tier (e.g. small company) | US $19 / month |
| Larger small business / team | US $29 / month |
| “Team” tier (multiple users) | US $69 / month |
| “Unlimited” / custom / enterprise | custom quote required |
MYOB (Mind Your Own Business) is a leading business accounting software designed for small to medium-sized enterprises. It streamlines financial management tasks, including invoicing, payroll, expense tracking, and tax compliance. With user-friendly tools, MYOB offers...
| Plan Name | Price (AUD / Offer) | Key Features & Notes |
|---|---|---|
| Solo by MYOB | $12/month for the first 12 months (then standard rate) | Mobile-first app for sole operators—features invoicing, expense tracking, payments on the go, GST. |
| Business Lite | $61.20/year (80% off for first year; then $306/year) | Cloud-based, for sole traders/small businesses (up to 2 employees). Includes GST/BAS, bank feeds, receipts, payroll for up to 2, inventory, reporting. |
| Business Pro | (Pricing not provided on image; see flyout or contact) | Additional payroll, advanced features; inferred but not listed in snapshot. |
| AccountRight Plus | $75/month for first 3 months (then $150/month) | Desktop/cloud hybrid. Offers unlimited payroll, inventory, time billing, jobs, advanced reporting, priority support. |
| Payroll Only | $9/month (inc. GST) for 24 months offer | Standalone payroll module for businesses needing payroll without full accounting suite (up to 4 employees). |
Check pricing details: https://www.myob.com/au/pricing#accounting
Cloud Books is a cloud-based accounting software designed for nonprofits, offering tools to streamline financial management. It simplifies bookkeeping, tracks donations, grants, and expenses, and ensures compliance with IRS regulations. With features like real-time reporting,...
| Plan Name | Price | Who It’s For | Key Features |
|---|---|---|---|
| Lifetime Plan | $999 (one-time payment) | Long-term users or agencies | Unlimited invoices, clients, users, estimates, expenses; unbranded; includes online payments, unlimited storage, email & chat support. |
| Team Plan | $9.99/month | Small teams (up to 5 users) | All Lifetime features, plus capped at 5 users; unlimited everything else. |
| Agency Plan | $19.99/month | Larger teams or agencies | Full features with unlimited users; similar to above but with more user flexibility. |
Check Pricing details: https://www.cloudbooksapp.com/pricing
ZarMoney is a cloud-based accounting software designed for businesses of all sizes. It offers robust features like invoicing, inventory management, bill payments, and financial reporting. With automated tax calculations, bank reconciliation, and customizable dashboards, it...
| Plan | Price | Users / Notes |
|---|---|---|
| Entrepreneur | US $15 per month | 1 user. |
| Small Business | US $20 per month for 2 users, plus US $10/month per additional user. | |
| Enterprise | From US $350 per month (for 30+ users, with custom features, specialized training, and dedicated account support). |
Official pricing page: https://www.zarmoney.com/pricing
NCH Express Accounts is user-friendly desktop accounting software designed for small businesses with up to five employees. It streamlines cash flow tracking, invoicing, payments, and expense management without requiring an internet connection. Key features include...
| Plan / Tier | Price / Cost | Notes |
|---|---|---|
| Free version | US $0 | Free for small businesses with up to 5 employees. |
| Express Accounts Basic (one‑time license) | US $129–$139 (one‑time fee) | Single-install license; no ongoing subscription needed. |
| Express Accounts Plus (one‑time license) | US $159–$195 (one‑time fee) | Full-featured desktop accounting; suitable for small to medium businesses. |
| Express Accounts Plus (Quarterly plan / subscription‑style) | ~ US $32.49 per quarter (≈ US $10.83/month) | Includes ongoing updates and maintenance rather than one-time license. |
🔎 Key context about NCH / Express Accounts pricing
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The free version remains fully usable for very small operations (≤ 5 employees), making it a low‑barrier option for freelancers or micro‑businesses.
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The paid versions are based on a one‑time fee rather than a recurring subscription (unless you opt for the quarterly plan).
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Because this is desktop software (not cloud/SaaS), there’s no per‑user/month fee typical of many modern cloud accounting systems.
Zoho Books is a cloud-based accounting software designed for small and medium-sized businesses. It simplifies financial management with features like invoicing, expense tracking, bank reconciliation, inventory management, and tax compliance. The platform offers automated workflows,...
| Plan Name | Regular Price | Discounted Price | Key Features |
|---|---|---|---|
| Free | $0 | $0 | Invoices, quotes, expenses & journals, sales receipts, mileage tracking. |
| Standard | $12/mo | $10/mo | Everything in Free + progress invoicing, bank feeds, divisional reports. |
| Professional | $24/mo | $20/mo | Everything in Standard + vendor bills & payments, track sales & purchase orders, inventory management. |
| Premium | $36/mo | $30/mo | Everything in Professional + fixed asset management, budgets, cashflow forecasting, advanced automation. |
| Elite | $129/mo | $100/mo | Everything in Premium + dashboard customization, advanced inventory (warehouses, batch/serial tracking). |
| Ultimate | $249/mo | $200/mo | Everything in Elite + advanced analytics, 50+ prebuilt data visualizations, KPI tracking. |
Check Pricing details: https://www.zoho.com/books/pricing/
Akaunting is a free, open-source, cloud-based accounting software designed for small businesses and freelancers. It offers tools for invoicing, expense tracking, bookkeeping, and financial reporting, with features like multi-currency support, bank reconciliation, and a client...
| Plan Name | Monthly Price (Monthly Billing) | Monthly Price (Annual Billing)* | Includes |
|---|---|---|---|
| Standard Cloud | $12 | $8 | 1 Company, 1 User (+1 Accountant), 1,000 Invoices, 4 Apps Included (from their App Store), Ticket Support, Unlimited Customers, Vendors, Reports, Products/Services, Multiple Currencies |
| Premium Cloud | $36 | $24 | 10 Companies, 10 Users, 10,000 Invoices, 10 Apps Included, includes all Standard features plus Double-Entry, Bank Feeds, Expense Claims, Roles & Permissions, Client Portal |
| Elite Cloud | $84 | $56 | 30 Companies, 30 Users, 30,000 Invoices, 30 Apps Included, includes Premium features plus Estimates (Quotes), Payroll, Projects, Inventory, CRM, Receipt Scanning, Shopify & Stripe integrations |
| Ultimate Cloud | $218 | $145 | Unlimited Companies, Users, Invoices, All Apps Included — plus Budgeting, Credit & Debit Notes, Sales & Purchase Orders, POS, Custom Fields, Auto-Scheduled Reports, and all 50+ apps available |
Check Pricing details: https://akaunting.com/plans
ZipBooks is a cloud-based accounting software designed for small businesses and freelancers. It offers user-friendly features like automated invoicing, expense tracking, time tracking, and financial reporting. With bank integration, real-time transaction tracking, and mobile access,...
| Plan | Price | What’s Included |
|---|---|---|
| Starter | Free | Unlimited invoices, unlimited customers/vendors, one bank connection, basic reports, digital payments (via Square or PayPal). |
| Smarter | US $15/month (flat rate) | Recurring invoices with auto-bill, automated reminders, saved invoice line-items, multiple bank accounts, basic time-tracking, up to 5 team members. |
| Sophisticated | US $35/month (flat rate) | All Smarter features plus: smart tagging (by project / client / custom), full account reconciliation, secure document sharing, advanced reports, unlimited users. |
| Accountant | Custom quote | Designed for accounting/bookkeeping firms managing multiple clients — includes bulk transaction edits, multi-client dashboards, white-labeling for firms. |
check price details: https://zipbooks.com/pricing/
Gusto is a cloud-based business accounting software designed for small businesses, offering streamlined payroll processing, employee benefits management, HR tools, and tax compliance. It automates tasks like calculating paychecks, filing taxes, and managing benefits enrollment,...
| Plan Name | Base Price | Per Person / Contractor Fee | Promo Notes |
|---|---|---|---|
| Contractor Only | $35/mo → $0/mo during promo | 60% off base for first 6 months | |
| Simple (single-state payroll) | $49/mo → $19.60/mo during promo | + $6/mo per person | 60% off for 3 months |
| Plus (multi-state & advanced tools) | $80/mo → $32/mo during promo | + $12/mo per person | 60% off for 3 months |
| Premium (HR, dedicated advisor, analytics) | $180/mo → $72/mo during promo | + $22/mo per person | 60% off for 3 months |
Check pricing details: https://gusto.com/pricing
Dext is a cloud-based bookkeeping automation platform designed for small businesses, accountants, and bookkeepers. It streamlines financial management by using AI and OCR technology to capture, process, and store receipts, invoices, and expenses with 99.9%...
| Plan | Price (USD) | Minimum Clients | Key Features |
|---|---|---|---|
| Essentials | From $20.00 per client / month (Annual subscription, billed monthly, excludes tax) | 10 clients minimum | – Mobile document capture (receipts, invoices)- Bank statement extraction- Supplier statement extraction- Basic automation tools (auto-categorization, workflows)- Core reporting |
| Advanced (Most Popular) | From $21.50 per client / month (Annual subscription, billed monthly, excludes tax) | 10 clients minimum | Includes Essentials features, plus:- Flexible bill approval rules- Multi-entity infrastructure- Advanced automation workflows- Practice insights dashboards (client-level metrics)- Enhanced reporting & team management |
Check Pricing details: https://dext.com/en/partner/pricing